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-\documentclass[letterpaper,12pt]{article}
-\usepackage[margin=1in]{geometry}
-\usepackage{url}
-
-\begin{document}
-
-
-theme : Privacy increses usability
-title?
-
-outline : 
-
-
-Describe workflow in existing payment systems
-- Cash
-  - authentication at ATM
-  - transaction authenticated by the cash
-  - worries : counterfit bills, wrong currency, etc.
-  - refunds
-- CC authentication 
-  - online vs offline
-  - extended verification
-  - credential theft
-  "this reversal of authentication vs shoping slows shopping"
-    - worse because exposing yourself to a merchant
-    - can choose not to use a particular ATM
-    - 40 million stolen at target
-  - refunds, annoys banks
-  - swipe vs chip vs NFC
-- Bitcoin
-  - external application
-    - p2p not prowser friendly
-  - 5+ or 10 minute transactions mean designing new shopping carts
-  - minning suck0rs, 
-    - massive transaction fees : blockchain.info 
-      - hits you 2-3 times
-  - conversion sucks
-  - DDoS : wired article?
-
-
-Taler overview
-  copy from proposals?
-- bank, mint
-- wallet
-- merchant
-- auditor
-
-Taler payment process from customers prospective
-- similar to cash 
-  - ATM
-  - merchant
-- contract 
-  - digitally signed is better than paper reciept
-- failure modes
-  - insufficent funds
-  - restoring from backups causes double spending
-    - mint gives proof
-  - restoring from backups can lose coins
-  - mint not accepted by merchant
-    - F
-- change
-- refunds
-  vs CC
-  vs Cash
-
-
-Wallet provides isolation
-  Near copy from EXIST protosal?
-- Limits user risk
-- Nearly eliminates risk for merchant and mint
-  - lower transaction fees
-- Reserves simplify things 
-
-Denomination choice
-- Anonymity refresh protocol
-- Withdraw automates like ATMs
-
-Broser extension
-- RESTful vs Bitcoin, OpenCoin, etc.
-  - Retrying RESTful transactions always works
-- minimizing dialog
-- see & pay ??
-- TBB integration
-  - Needed anyways
-- Other browser integration?
-  - Is it wise?  Ok if not worried about anonymity  Taler is still better
-  - Is tor2web worse? 
-- W3C
-
-Autopay?  pat payment recognision?
-- dangerous?
-- high charges
-- good for funny money
-
-NFC
-
-
-\end{document}
-
-
-