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\section{KYC: Deposit}
\begin{figure}[h!]
\begin{center}
\begin{tikzpicture}[node distance=1cm,font=\sffamily,
start/.style={rectangle, rounded corners, minimum width=3cm, minimum height=1cm,text centered, draw=black, fill=yellow!30},
end/.style={rectangle, rounded corners, minimum width=3cm, minimum height=1cm,text centered, draw=black, fill=red!30},
process/.style={rectangle, minimum width=3cm, minimum height=1cm, text centered, draw=black, fill=orange!30},
failed/.style={rectangle, rounded corners, minimum width=3cm, minimum height=1cm, text centered, draw=black, fill=red!30},
io/.style={trapezium, trapezium left angle=70, trapezium right angle=110, minimum width=3cm, minimum height=1cm, text centered, draw=black, fill=blue!30},
decision/.style={diamond, minimum width=3cm, minimum height=1cm, text centered, draw=black, fill=green!30},
arr/.style={very thick,-latex},
every edge quotes/.style = {auto, font=\footnotesize, sloped}
]
\node (start) [start] {Start};
\node (country) [decision,below=of start,text width=2.5cm] {Target account in allowed country?};
\node (amount) [decision, below=of country,text width=2.5cm] {Target account received less than KYB threshold?};
\node (kyc) [process, right=of amount] {KYB process};
\node (high) [decision, below=of amount,text width=2.5cm] {Target account received more than its AML threshold?};
\node (aml) [process, right=of high] {AML process};
\node (dummy) [below right=of aml] {};
\node (allow) [end, below right=of dummy] {Allow};
\node (deny) [failed, right=of kyc] {Deny};
\draw[arr] (start) -> (country) {};
\draw[arr] (country) -> (amount);
\draw (country) edge["Yes"] (amount);
\draw[arr] (country.east) -> (deny);
\draw (country.east) edge["No"] (deny);
\draw[arr] (amount) -> (high);
\draw (amount) edge["Yes"] (high);
\draw[arr] (amount.east) -> (kyc);
\draw (amount.east) edge["No"] (kyc);
\draw[arr] (kyc) -> (deny);
\draw (kyc) edge["Failed"] (deny);
\draw[arr] (kyc) -> (high);
\draw (kyc) edge["Succeeded"] (high);
\draw[arr] (high.south) -> (allow);
\draw (high.south) edge["Yes"] (allow);
\draw[arr] (high.east) -> (aml);
\draw (high.east) edge["No"] (aml);
\draw[arr] (aml) -> (deny);
\draw (aml) edge["Violation"] (deny);
\draw[arr] (aml) -> (allow);
\draw (aml) edge["Ok"] (allow);
\end{tikzpicture}
\end{center}
\caption{Regulatory process when depositing digital cash into a bank
account. When the transfer is denied, the money is returned to the
originating wallet.}
\end{figure}
\begin{table}[h!]
\caption{Settings for the deposit trigger. Note that the operation
must satisfy all of the given rules.}
\begin{tabular}{l|l|r}
{\bf Setting} & {\bf Type} & {\bf Value} \\ \hline \hline
Allowed bank accounts & RFC 8905 RegEx & {\em CH*} \\ \hline
KYB deposit threshold & Amount/month & {\em 5000 CHF} \\
KYB deposit threshold & Amount/year & {\em 25000 CHF} \\
Default AML deposit threshold & Amount/month & {\em 2500 CHF} \\
\end{tabular}
\end{table}
The KYB deposit threshold of 5'000 \CURRENCY{} per month and than 25'000
\CURRENCY{} per year ensure compliance with article 48-1b.
Additionally, our terms of service will prohibit businesses to receive
amounts exceeding 1'000 \CURRENCY{} per transaction (well below the
15'000 \CURRENCY{} threshold defined in article 24-1c).
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