refactor: Model the bech32 charlimit as an Enum

Bech32(m) was defined with a 90 character limit so that certain
guarantees for error detection could be made for segwit addresses.
However, there is nothing about the encoding scheme itself that requires
a limit and in practice bech32(m) has been used without the 90 char
limit (e.g. lightning invoices).

Further, increasing the character limit doesn't do away with error
detection, it simply lessons the guarantees.

Model charlimit as an Enum, so that if a different address scheme is
using bech32(m), the character limit for that address scheme can be
used, rather than always using the 90 charlimit defined for segwit
addresses.

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