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stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="2219" x2="2219" y1="333.8516" y2="343.8516"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="2229" x2="2219" y1="343.8516" y2="343.8516"/><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="838" x="1376" y="350.9185">fields are PAN & Expiry Date with optional CVV, & Address, Also Card Valid Date and Issue Number are required for some Schemes</text><line style="stroke: #000000; stroke-width: 1.0; stroke-dasharray: 2.0,2.0;" x1="1004.5" x2="2239" y1="364.9844" y2="364.9844"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1148.5" x2="1190.5" y1="387.1172" y2="387.1172"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1190.5" x2="1190.5" y1="387.1172" y2="400.1172"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1149.5" x2="1190.5" y1="400.1172" y2="400.1172"/><polygon fill="#A80036" points="1159.5,396.1172,1149.5,400.1172,1159.5,404.1172,1155.5,400.1172" style="stroke: #A80036; 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stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="859.5" x2="1147.5" y1="482.25" y2="482.25"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="9" x="871.5" y="477.3169">5</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="115" x="884.5" y="477.3169">Payment Initiation</text><polygon fill="#FBFB77" points="1153,463.25,1153,488.25,1840,488.25,1840,473.25,1830,463.25,1153,463.25" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1830" x2="1830" y1="463.25" y2="473.25"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1840" x2="1830" y1="473.25" y2="473.25"/><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="666" x="1159" y="480.3169">Custom code on merchant webpage can encrypt payload to reduce PCI burden from SAQ D to SAQ A-EP</text><rect fill="none" height="59.2656" style="stroke: #000000; 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stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1866" x2="1866" y1="750.3125" y2="760.3125"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1876" x2="1866" y1="760.3125" y2="760.3125"/><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="111" x="1750" y="767.3794">verify URL validity</text><polygon fill="#A80036" points="1545,797.4453,1535,801.4453,1545,805.4453,1541,801.4453" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1539" x2="1738.5" y1="801.4453" y2="801.4453"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="1551" y="796.5122">11</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="108" x="1573" y="796.5122">“PING” response</text><polygon fill="#A80036" points="526.5,826.5781,516.5,830.5781,526.5,834.5781,522.5,830.5781" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="520.5" x2="1533" y1="830.5781" y2="830.5781"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="532.5" y="825.645">12</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="25" x="554.5" y="825.645">URL</text><polygon fill="#A80036" points="842.5,860.7109,852.5,860.7109,842.5,864.7109" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="515.5" x2="853.5" y1="859.7109" y2="859.7109"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="522.5" y="854.7778">13</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="198" x="544.5" y="854.7778">3DS redirect (PAReq message)</text><polygon fill="#A80036" points="1136.5,884.8438,1146.5,888.8438,1136.5,892.8438,1140.5,888.8438" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="854.5" x2="1142.5" y1="888.8438" y2="888.8438"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="861.5" y="883.9106">14</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="198" x="883.5" y="883.9106">3DS redirect (PAReq message)</text><polygon fill="#A80036" points="1727.5,913.9766,1737.5,917.9766,1727.5,921.9766,1731.5,917.9766" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1148.5" x2="1733.5" y1="917.9766" y2="917.9766"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="1155.5" y="913.0435">15</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="72" x="1177.5" y="913.0435">3DS invoke</text><polygon fill="#A80036" points="1159.5,943.1094,1149.5,947.1094,1159.5,947.1094" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1148.5" x2="1738.5" y1="947.1094" y2="947.1094"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="1165.5" y="942.1763">16</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="92" x="1187.5" y="942.1763">3DS challenge</text><polygon fill="#A80036" points="1727.5,977.2422,1737.5,977.2422,1727.5,981.2422" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1148.5" x2="1738.5" y1="976.2422" y2="976.2422"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="1155.5" y="971.3091">17</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="207" x="1177.5" y="971.3091">3DS response (PARes message)</text><polygon fill="#A80036" points="1159.5,1001.375,1149.5,1005.375,1159.5,1009.375,1155.5,1005.375" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1153.5" x2="1738.5" y1="1005.375" y2="1005.375"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="1165.5" y="1000.4419">18</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="207" x="1187.5" y="1000.4419">3DS response (PARes message)</text><polygon fill="#A80036" points="865.5,1030.5078,855.5,1034.5078,865.5,1038.5078,861.5,1034.5078" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="859.5" x2="1147.5" y1="1034.5078" y2="1034.5078"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="871.5" y="1029.5747">19</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="207" x="893.5" y="1029.5747">3DS response (PARes message)</text><polygon fill="#A80036" points="526.5,1059.6406,516.5,1063.6406,526.5,1063.6406" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="515.5" x2="853.5" y1="1063.6406" y2="1063.6406"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="532.5" y="1058.7075">20</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="207" x="554.5" y="1058.7075">3DS response (PARes message)</text><line style="stroke: #A80036; stroke-width: 1.0;" x1="515.5" x2="557.5" y1="1092.9063" y2="1092.9063"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="557.5" x2="557.5" y1="1092.9063" y2="1105.9063"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="516.5" x2="557.5" y1="1105.9063" y2="1105.9063"/><polygon fill="#A80036" points="526.5,1101.9063,516.5,1105.9063,526.5,1109.9063,522.5,1105.9063" style="stroke: #A80036; stroke-width: 1.0;"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="522.5" y="1087.8403">21</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="195" x="544.5" y="1087.8403">Verification of PARes signature</text><rect fill="#FFFFFF" height="3" style="stroke: #FFFFFF; stroke-width: 1.0;" width="2246" x="3" y="1134.4727"/><line style="stroke: #000000; stroke-width: 1.0;" x1="3" x2="2249" y1="1134.4727" y2="1134.4727"/><line style="stroke: #000000; stroke-width: 1.0;" x1="3" x2="2249" y1="1137.4727" y2="1137.4727"/><rect fill="#FFFFFF" height="23.1328" style="stroke: #000000; stroke-width: 2.0;" width="101" x="1075.5" y="1123.9063"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="82" x="1081.5" y="1139.9731">End of 3DS</text><polygon fill="#A80036" points="1925.5,1174.0391,1935.5,1178.0391,1925.5,1178.0391" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="515.5" x2="1936.5" y1="1178.0391" y2="1178.0391"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="522.5" y="1173.106">22</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="141" x="544.5" y="1173.106">Authorisation Request</text><polygon fill="#A80036" points="526.5,1208.1719,516.5,1208.1719,526.5,1212.1719" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="515.5" x2="1936.5" y1="1207.1719" y2="1207.1719"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="532.5" y="1202.2388">23</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="151" x="554.5" y="1202.2388">Authorisation Response</text><polygon fill="#A80036" points="842.5,1237.3047,852.5,1237.3047,842.5,1241.3047" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="515.5" x2="853.5" y1="1236.3047" y2="1236.3047"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="522.5" y="1231.3716">24</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="151" x="544.5" y="1231.3716">Authorisation Response</text><rect fill="#FFFFFF" height="3" style="stroke: #FFFFFF; stroke-width: 1.0;" width="2246" x="3" y="1265.0039"/><line style="stroke: #000000; stroke-width: 1.0;" x1="3" x2="2249" y1="1265.0039" y2="1265.0039"/><line style="stroke: #000000; stroke-width: 1.0;" x1="3" x2="2249" y1="1268.0039" y2="1268.0039"/><rect fill="#FFFFFF" height="23.1328" style="stroke: #000000; stroke-width: 2.0;" width="104" x="1074" y="1254.4375"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="85" x="1080" y="1270.5044">Notification</text><polygon fill="#A80036" points="1136.5,1304.5703,1146.5,1308.5703,1136.5,1312.5703,1140.5,1308.5703" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="854.5" x2="1142.5" y1="1308.5703" y2="1308.5703"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="861.5" y="1303.6372">25</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="75" x="883.5" y="1303.6372">Result Page</text><rect fill="#FFFFFF" height="3" style="stroke: #FFFFFF; stroke-width: 1.0;" width="2246" x="3" y="1337.2695"/><line style="stroke: #000000; stroke-width: 1.0;" x1="3" x2="2249" y1="1337.2695" y2="1337.2695"/><line style="stroke: #000000; stroke-width: 1.0;" x1="3" x2="2249" y1="1340.2695" y2="1340.2695"/><rect fill="#FFFFFF" height="23.1328" style="stroke: #000000; stroke-width: 2.0;" width="704" x="774" y="1326.7031"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="685" x="780" y="1342.77">Request for Settlement process (could be immediate, batch (e.g. daily) or after some days)</text><rect fill="none" height="96.3984" style="stroke: #000000; stroke-width: 2.0;" width="1016.5" x="387" y="1366.8359"/><polygon fill="#EEEEEE" points="387,1366.8359,451,1366.8359,451,1373.8359,441,1383.8359,387,1383.8359,387,1366.8359" style="stroke: #000000; stroke-width: 2.0;"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="19" x="402" y="1379.9028">alt</text><polygon fill="#A80036" points="526.5,1403.9688,516.5,1407.9688,526.5,1411.9688,522.5,1407.9688" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="520.5" x2="853.5" y1="1407.9688" y2="1407.9688"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="532.5" y="1403.0356">26</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="51" x="554.5" y="1403.0356">Capture</text><polygon fill="#FBFB77" points="859,1388.9688,859,1413.9688,1393,1413.9688,1393,1398.9688,1383,1388.9688,859,1388.9688" style="stroke: #A80036; stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1383" x2="1383" y1="1388.9688" y2="1398.9688"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="1393" x2="1383" y1="1398.9688" y2="1398.9688"/><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="513" x="865" y="1406.0356">Later Capture may be called, for example after good shipped or tickets pickedup</text><line style="stroke: #000000; stroke-width: 1.0; stroke-dasharray: 2.0,2.0;" x1="387" x2="1403.5" y1="1420.1016" y2="1420.1016"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="515.5" x2="557.5" y1="1442.2344" y2="1442.2344"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="557.5" x2="557.5" y1="1442.2344" y2="1455.2344"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="516.5" x2="557.5" y1="1455.2344" y2="1455.2344"/><polygon fill="#A80036" points="526.5,1451.2344,516.5,1455.2344,526.5,1459.2344,522.5,1455.2344" style="stroke: #A80036; stroke-width: 1.0;"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="522.5" y="1437.1685">27</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="303" x="544.5" y="1437.1685">Auto Capture in batch processing at end-of-day</text><polygon fill="#A80036" points="1925.5,1487.2344,1935.5,1491.2344,1925.5,1495.2344,1929.5,1491.2344" style="stroke: #A80036; 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stroke-width: 1.0;"/><line style="stroke: #A80036; stroke-width: 1.0;" x1="854.5" x2="1142.5" y1="1563.5" y2="1563.5"/><text fill="#000000" font-family="Lucida Sans" font-size="13" font-weight="bold" lengthAdjust="spacingAndGlyphs" textLength="18" x="861.5" y="1558.5669">29</text><text fill="#000000" font-family="Lucida Sans" font-size="13" lengthAdjust="spacingAndGlyphs" textLength="180" x="883.5" y="1558.5669">Provide products or services</text></g></svg>
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