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+\documentclass[letterpaper,12pt]{article}
+\usepackage[margin=1in]{geometry}
+\usepackage{url}
+
+\begin{document}
+
+
+theme : Privacy increses usability
+title?
+
+outline :
+
+
+Describe workflow in existing payment systems
+- Cash
+ - authentication at ATM
+ - transaction authenticated by the cash
+ - worries : counterfit bills, wrong currency, etc.
+ - refunds
+- CC authentication
+ - online vs offline
+ - extended verification
+ - credential theft
+ "this reversal of authentication vs shoping slows shopping"
+ - worse because exposing yourself to a merchant
+ - can choose not to use a particular ATM
+ - 40 million stolen at target
+ - refunds, annoys banks
+ - swipe vs chip vs NFC
+- Bitcoin
+ - external application
+ - p2p not prowser friendly
+ - 5+ or 10 minute transactions mean designing new shopping carts
+ - minning suck0rs,
+ - massive transaction fees : blockchain.info
+ - hits you 2-3 times
+ - conversion sucks
+ - DDoS : wired article?
+
+
+Taler overview
+ copy from proposals?
+- bank, mint
+- wallet
+- merchant
+- auditor
+
+Taler payment process from customers prospective
+- similar to cash
+ - ATM
+ - merchant
+- contract
+ - digitally signed is better than paper reciept
+- failure modes
+ - insufficent funds
+ - restoring from backups causes double spending
+ - mint gives proof
+ - restoring from backups can lose coins
+ - mint not accepted by merchant
+ - F
+- change
+- refunds
+ vs CC
+ vs Cash
+
+
+Wallet provides isolation
+ Near copy from EXIST protosal?
+- Limits user risk
+- Nearly eliminates risk for merchant and mint
+ - lower transaction fees
+- Reserves simplify things
+
+Denomination choice
+- Anonymity refresh protocol
+- Withdraw automates like ATMs
+
+Broser extension
+- RESTful vs Bitcoin, OpenCoin, etc.
+ - Retrying RESTful transactions always works
+- minimizing dialog
+- see & pay ??
+- TBB integration
+ - Needed anyways
+- Other browser integration?
+ - Is it wise? Ok if not worried about anonymity Taler is still better
+ - Is tor2web worse?
+- W3C
+
+Autopay? pat payment recognision?
+- dangerous?
+- high charges
+- good for funny money
+
+NFC
+
+
+\end{document}
+
+
+