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+
+
+@Misc{w3cpig,
+ author = {W3C},
+ title = {Web Payments Payment Flows},
+ howpublished = {\url{https://github.com/w3c/webpayments-flows/tree/gh-pages/TargetFlows}},
+ month = {February},
+ year = {2016},
+}
+
+
+
+
+@Book{primitiveacc,
+ author = {Michael Perlman},
+ title = {The Invention of Capitalism: Classical Political Economy and the Secret History of Primitive Accumulation},
+ publisher = {Duke University Press Books},
+ year = {2000},
+}
+
+@Unpublished{talercrypto,
+ author = {Florian Dold and Sree Harsha Totakura and Benedikt M\"uller and Jeff Burdges and Christian Grothoff},
+ title = {Taler: Taxable Anonymous Libre Electronic Reserves}},
+ note = {\url{http://grothoff.org/christian/taler-draft.pdf}},
+}
+
+@techreport{dominguez1993,
+ title = "Does Central Bank Intervention Increase the Volatility of Foreign Exchange Rates?",
+ author = "Kathryn M. Dominguez",
+ institution = "National Bureau of Economic Research",
+ type = "Working Paper",
+ series = "Working Paper Series",
+ number = "4532",
+ year = "1993",
+ month = "November",
+ doi = {10.3386/w4532},
+ URL = "\url{http://www.nber.org/papers/w4532}",
+}
+
+@article{quantitytheory1997volckart,
+ ISSN = {00130117, 14680289},
+ URL = {http://www.jstor.org/stable/2599810},
+ author = {Oliver Volckart},
+ journal = {The Economic History Review},
+ number = {3},
+ pages = {430-449},
+ publisher = {[Economic History Society, Wiley]},
+ title = {Early Beginnings of the Quantity Theory of Money and Their Context in Polish and Prussian Monetary Policies, c. 1520-1550},
+ volume = {50},
+ year = {1997}
+}
+
+@book{pcidss,
+ author = {Wright, Steve},
+ title = {PCI DSS A Practical Guide to Implementing and Maintaining Compliance},
+ year = {2011},
+ isbn = {1849281866, 9781849281867},
+ edition = {3rd},
+ publisher = {It Governance Ltd},
+}
+
+
+
+@Misc{ezb2016ourmoney,
+ author = {{\relax European Central Bank}},
+ title = {Our Money},
+ howpublished = {\url{http://www.new-euro-banknotes.eu/}},
+ year = {2016},
+}
+
+@techreport{buiter2003deflation,
+ title = "Deflation: Prevention and Cure",
+ author = "Willem H. Buiter",
+ institution = "National Bureau of Economic Research",
+ type = "Working Paper",
+ series = "Working Paper Series",
+ number = "9623",
+ year = "2003",
+ month = "April",
+ doi = {10.3386/w9623},
+ URL = "http://www.nber.org/papers/w9623",
+}
+
+@Article{nigeria2015exchange,
+ author = {Nnanna Philemon Azu and Alireza Nasiri},
+ title = {Exchange rate Fluctuation and Sustainable Economic growth in Nigeria: VAR Approach},
+ journal = {Journal of Econonomics and Sustainable Development},
+ year = {2015},
+ volume = {6},
+ number = {13},
+ pages = {228--238},
+}
+
+@Misc{diaspora2011,
+ author = {Josh Constine},
+ title = {After The {Regretsy} and {Diaspora} Account Freezes, We’ve Lost Confidence In {PayPal}},
+ howpublished = {\url{http://techcrunch.com/2011/12/06/paypal-account-freeze/}},
+ month = {Dec},
+ year = {2011},
+}
+
+@Misc{crinkey2011rundle,
+ author = {Guy Rundle},
+ title = {The humble credit card is now a political tool},
+ howpublished = {\url{http://www.crikey.com.au/2011/10/25/rundle-humble-credit-card-now-a-political-tool-just-ask-wikileaks/}},
+ month = {Oct},
+ year = {2011},
+}
+
+@Misc{guardian2015cap,
+ author = {Rupert Jones},
+ title = {Cap on card fees could lead to lower prices for consumers},
+ howpublished = {\url{http://www.theguardian.com/money/2015/jul/27/cap-on-card-fees-retailers}},
+ month = {July},
+ year = {2015},
+}
+
+@Article{rms2013democracy,
+ author = {Richard Stallman},
+ title = {How Much Surveillance can Democracy Withstand?},
+ journal = {WIRED},
+ year = {2013},
+}
+
+@Misc{ibi2014,
+ author = {ibi research},
+ title = {Digitalisierung der Gesellschaft 2014 --- Aktuelle Einsch\"atzungen und Trends},
+ howpublished = {\url{http://www.ecommerce-leitfaden.de/digitalisierung-der-gesellschaft-2014.html}},
+ year = {2014},
+}
+
+@Misc{mtan,
+ author = {John E. Dunn},
+ title = {Eurograbber {SMS} Trojan steals 36 million from online banks},
+ howpublished = {\url{http://www.techworld.com/news/security/eurograbber-sms-trojan-steals-36-million\-from-online-banks-3415014/}},
+ month = {Dec},
+ year = {2012},
+}
+
+@Misc{emv,
+ title = {EMVCo},
+ howpublished = {\url{http://www.emvco.com/}},
+ year = {2016},
+}
+
+@Misc{kobil2016tan,
+ title = {ChipTAN/CardTAN: What you see is what you sign},
+ howpublished = {\url{http://www.kobil.com/solutions/identity-access-card-readers/chiptan/}},
+ year = {2016},
+}
+
+@Misc{cors,
+ author = {A. van Kersteren},
+ title = {Cross-Origin Resource Sharing},
+ howpublished = {\url{http://www.w3.org/TR/cors/}},
+ month = {January},
+ year = {2014},
+}
+
+@Misc{ehrenberg2014data,
+ author = {Billy Ehrenberg},
+ title = {How much is your personal data worth?},
+ howpublished = {\url{http://www.theguardian.com/news/datablog/2014/apr/22/how-much-is-personal-data-worth}},
+ month = {April},
+ year = {2014},
+}
+
+@Misc{adblockblocks,
+ author = {Mark Sweney},
+ title = {City {AM} becomes first {UK} newspaper to ban ad blocker users},
+ howpublished = {\url{http://www.theguardian.com/media/2015/oct/20/city-am-ban-ad-blocker-users}},
+ month = {October},
+ year = {2015},
+}
+
+@Misc{munichicecream,
+ author = {Timot Szent-Ivanyi},
+ title = {Wie Firmen ihre Kassen manipulieren},
+ howpublished = {\url{http://www.fr-online.de/wirtschaft/steuerhinterziehung-wie-firmen-ihre-kassen-manipulieren-,1472780,31535960.html}},
+ month = {August},
+ year = {2015},
+}
+
+@InProceedings{pets2004kuegler,
+ author = {Dennis K\"ugler},
+ title = {On the Anonymity of Banknotes},
+ booktitle = {Privacy Enhancing Technologies},
+ year = {2004},
+ pages = {108--120},
+ publisher = {Springer Verlag},
+}
+
+@PhdThesis{holz2014,
+ author = {Ralph Holz},
+ title = {Empirical analysis of Public Key Infrastructures and investigation of
+improvements},
+ school = {TU Munich},
+ year = {2014},
+}
+
+
+@misc{Bankrate,
+ author = {Chris Kahn},
+ site = {Bankrate.com},
+ title = {May 2014 Financial Security Index charts},
+ year = 2014,
+ url = {http://www.bankrate.com/finance/consumer-index/financial-security-charts-0514.aspx},
+ urldate = {2016-02-10},
+ note = {[Online; Accessed: 2016-02-10]}
+}
+
+
+@article{chaum1981untraceable,
+ title={Untraceable electronic mail, return addresses, and digital pseudonyms},
+ author={Chaum, David L},
+ journal={Communications of the ACM},
+ volume={24},
+ number={2},
+ pages={84--90},
+ year={1981},
+ publisher={ACM}
+}