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diff --git a/contrib/pp/en/0.html b/contrib/pp/en/0.html new file mode 100644 index 000000000..04fe0ed7e --- /dev/null +++ b/contrib/pp/en/0.html @@ -0,0 +1,217 @@ +<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> +<html> +<head> + <meta http-equiv="content-type" content="text/html; charset=utf-8"/> + <title>Our Privacy Policy</title> + <meta name="author" content="Michael Widmer"/> + <meta name="created" content="2019-12-11T15:01:00"/> +</head> +<body> + +<h1>Privacy Policy</h1> + +<p> + Last Updated: 11.12.2019 +</p> +<p> + This +Privacy Policy describes the policies and procedures of Taler Systems +SA (“we,” “our,” or “us”) pertaining to the collection, +use, and disclosure of your information on our sites and related +mobile applications and products we offer (the “Services” or +“Taler Wallet”). This Privacy Statement applies to your personal +data when you use our Services, and does not apply to online websites + or services that we do not own or control. +</p> + +<h2>OVERVIEW</h2> + +<p>Your +privacy is important to us. We follow a few fundamental principles: +We don’t ask you for personally identifiable information (defined +below). That being said, your contact information, such as your phone +number, social media handle, or email address (depending on how you +contact us), may be collected when you communicate with us, for +example to report a bug or other error related to the Taler Wallet. +We don’t share your information with third parties except when +strictly required to deliver you our Services and products, or to +comply with the law. If you have any questions or concerns about this +policy, please reach out to us at privacy@taler-systems.net. +</p> + +<h2>HOW YOU ACCEPT THIS POLICY</h2> + +<p>By +using our Services or visiting our sites, you agree to the use, +disclosure, and procedures outlined in this Privacy Policy. +</p> + +<h2>WHAT PERSONAL INFORMATION DO WE COLLECT FROM OUR USERS?</h2> + +<p>The +information we collect from you falls into two categories: (i) +personally identifiable information (i.e., data that could +potentially identify you as an individual) (“Personal +Information”), and (ii) non-personally identifiable information +(i.e., information that cannot be used to identify who you are) +(“Non-Personal Information”). This Privacy Policy covers both +categories and will tell you how we might collect and use each type. +</p> +<p>We +do our best to not collect any Personal Information from Taler Wallet +users. We believe that the Taler Wallet never transmits personal +information to our services without at least clear implied consent, +and we only process and retain information with a strict business +need. That being said, when using our Services, we inherently have + to collect the following information: +</p> +<p> +<ul> + <li>Bank + account details necessary when receiving funds from you to top-up + your wallet or to transfer funds to you when you are being paid via + Taler. At the current experimental stage, only the pseudonym and + password you entered in the bank demonstrator is stored.</p> + <li>The + amounts being withdrawn or deposited, with associated unique + transaction identifiers and cryptographic signatures authorizing the + transaction. Note that for purchases, we cannot identify the buyer + from the collected data, so when you spend money, we only receive + non-personal information.</p> + <li>When + you contact us. We may collect certain information if you choose to + contact us, for example to report a bug or other error with the + Taler Wallet. This may include contact information such as your + name, email address or phone number depending on the method you + choose to contact us. </p> +</ul> +</p> +<h2>HOW WE COLLECT AND PROCESS INFORMATION</h2> + +<p>We may process your information for the following reasons:</p> +<p> +<ul> + <li>to + transfer money as specified by our users (Taler transactions);</p> + <li>to + assist government entities in linking income to the underlying</p> + <li>to + support you using the Taler Wallet or to improve our Services</p> +</ul> +</p> + +<h2>HOW WE SHARE AND USE THE INFORMATION WE GATHER</h2> + +<p>We +may share your Personal Data or other information about you only if +you are a merchant receiving income, with your bank, to the degree +necessary to execute the payment.</p> +<p>We +retain Personal Data to transfer funds to the accounts designated by +our users. We may retain Personal Data only for as long as mandated +by law and required for the wire transfers.</p> +<p>We +primarily use the limited information we receive directly from you to +enhance the Taler Wallet. Some ways we may use your Personal +Information are to: Contact you when necessary to respond to your +comments, answer your questions, or obtain additional information on +issues related to bugs or errors with the Taler Wallet that you +reported.</p> + +<h2>AGENTS OR THIRD PARTY PARTNERS</h2> + +<p>We +may provide your Personal Information to our employees, contractors, +agents, service providers, and designees (“Agents”) to enable +them to perform certain services for us exclusively, including: +improvement and maintenance of our software and Services. By +accepting this Privacy Policy, as outlined above, you consent to any +such transfer. +</p> + +<h2>PROTECTION OF US AND OTHERS</h2> + +<p>We +reserve the right to access, read, preserve, and disclose any +information that we reasonably believe is necessary to comply with +the law or a court order. +</p> + +<h2>WHAT PERSONAL INFORMATION CAN I ACCESS OR CHANGE?</h2> + +<p>You +can request access to the information we have collected from you. You +can do this by contacting us at privacy@taler-systems.net. We will +make sure to provide you with a copy of the data we process about +you. To comply with your request, we may ask you to verify your +identity. We will fulfill your request by sending your copy +electronically. For any subsequent access request, we may charge you +with an administrative fee. If you believe that the information we +have collected is incorrect, you are welcome to contact us so we can +update it and keep your data accurate. Any data that is no longer +needed for purposes specified in the “How We Use the Information We +Gather” section will be deleted after ninety (90) days. +</p> + +<h2>DATA RETENTION</h2> + +<p>If +you uninstall the Taler Wallet mobile applications from your device, +or request that your information be deleted, we still may retain some +information that you have provided to us to maintain the Taler Wallet +or to comply with relevant laws. +</p> + +<h2>DATA SECURITY</h2> + +<p>We are committed to making sure your information +is protected. We employ several physical and electronic safeguards to +keep your information safe, including encrypted user passwords, two +factor verification and authentication on passwords where possible, +and securing connections with industry standard transport layer +security. You are also welcome to contact us using GnuPG encrypted +e-mail. Even with all these precautions, we cannot fully guarantee +against the access, disclosure, alteration, or deletion of data +through events, including but not limited to hardware or software +failure or unauthorized use. Any information that you provide to us +is done so entirely at your own risk.</p> + +<h2>CHANGES AND UPDATES TO PRIVACY POLICY</p> + +<p>We +reserve the right to update and revise this privacy policy at any +time. We occasionally review this Privacy Policy to make sure it +complies with applicable laws and conforms to changes in our +business. We may need to update this Privacy Policy, and we reserve +the right to do so at any time. If we do revise this Privacy Policy, +we will update the “Effective Date” at the bottom of this page so +that you can tell if it has changed since your last visit. As we +generally do not collect contact information and also do not track +your visits, we will not be able to notify you directly. However, the +Taler Wallet may inform you about a change in the privacy policy once +it detects that the policy has changed. Please review this Privacy +Policy regularly to ensure that you are aware of its terms. Any use +of our Services after an amendment to our Privacy Policy constitutes +your acceptance to the revised or amended agreement. +</p> + +<h2>INTERNATIONAL USERS AND VISITORS</h2> + +<p>Our +Services are hosted in Switzerland. If you are a user accessing the +Services from the European Union, Asia, US, or any other region with +laws or regulations governing personal data collection, use, and +disclosure that differ from Swiss laws, please be advised that +through your continued use of the Services, which is governed by +Swiss law, you are transferring your Personal Information to +Switzerland and you consent to that transfer. +</p> + +<h2>QUESTIONS</h2> +<p>Please +contact us at privacy@taler-systems.net if you have questions about +our privacy practices that are not addressed in this Privacy + Statement. +</p> +</body> +</html> |