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authorÖzgür Kesim <oec-taler@kesim.org>2023-05-12 13:40:22 +0200
committerÖzgür Kesim <oec-taler@kesim.org>2023-05-12 13:40:22 +0200
commit4833234df63d7da774299b336adb925e700bd4b4 (patch)
treeabb478b860c2d3f292ded9364300ce73b1d60d11 /doc/flows/int-pull.tex
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parentff1a28319fe31741958a0b1cfa761fd44878db45 (diff)
downloadexchange-4833234df63d7da774299b336adb925e700bd4b4.tar.xz
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+\section{Pull payment (aka invoicing)}
+
+\begin{figure}[h!]
+ \begin{sequencediagram}
+ \newinst{payer}{\shortstack{Payer \\
+ \\ \begin{tikzpicture}
+ \node [fill=gray!20,draw=black,thick,align=center] {Pre-funded \\ Wallet};
+ \end{tikzpicture}
+ }}
+ \newinst[2]{exchange}{\shortstack{Taler (exchange) \\
+ \\ \begin{tikzpicture}[shape aspect=.5]
+ \tikzset{every node/.style={cylinder,shape border rotate=90, draw,fill=gray!25}}
+ \node at (1.5,0) {\shortstack{{{\tiny Database}}}};
+ \end{tikzpicture}
+ }}
+ \newinst[2]{payee}{\shortstack{Payee \\
+ \\ \begin{tikzpicture}
+ \node [fill=gray!20,draw=black,thick,align=center] { Unique \\ Wallet ID};
+ \end{tikzpicture}
+ }}
+ \postlevel
+ \begin{callself}{payee}{Review pull payment fees}{}
+ \end{callself}
+ \mess[0]{payee}{{Create invoice (Wallet ID)}}{exchange}
+
+ \mess[0]{exchange}{{Invoice ready}}{payee}
+ \mess[0]{payee}{{Send invoice (e.g. via QR code)}}{payer}
+
+ \begin{callself}{payer}{Review invoice}{}
+ \end{callself}
+ \mess[0]{payer}{{Make payment (Coins)}}{exchange}
+
+ \begin{sdblock}{Domestic wallet?}{}
+ \begin{callself}{exchange}{Figure~\ref{fig:proc:domestic}}{}
+ \end{callself}
+ \end{sdblock}
+ \begin{sdblock}{KYC/AML required?}{}
+ \begin{callself}{exchange}{Figures~\ref{fig:proc:kyc}, \ref{fig:proc:aml}}{}
+ \end{callself}
+ \end{sdblock}
+
+ \mess[0]{exchange}{{Distribute digital cash}}{payee}
+
+\end{sequencediagram}
+ \caption{Interactions between wallets and Taler exchange
+ in a pull payment.}
+ \label{fig:int:pull}
+\end{figure}
+
+We do {\bf not} permit the payer to regain control over their funds, once the
+payment was made they are locked {\em until} the payee passes the KYC/AML
+checks. We only do the AML/KYC process once the funds are locked at the
+exchange. This ensures we know the actual transacted amounts (which may be
+lower than the total amounts requested) and prevents risk-free probing
+attacks.