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authorChristian Grothoff <christian@grothoff.org>2023-05-07 17:52:46 +0200
committerChristian Grothoff <christian@grothoff.org>2023-05-07 17:52:54 +0200
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parent6d363488a1cc874e9dbd3f3841439b4e4df2c826 (diff)
downloadexchange-fddd06c15210557997e3ac468ca54677eacbf412.tar.xz
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+\section{Pay}
+
+\begin{figure}[h!]
+ \begin{sequencediagram}
+ \newinst{wallet}{\shortstack{Customer wallet \\
+ \\ \begin{tikzpicture}
+ \node [fill=gray!20,draw=black,thick,align=center] { Unique \\ Wallet ID};
+ \end{tikzpicture}
+ }}
+ \newinst[1]{merchant}{\shortstack{Merchant \\
+ \\ \begin{tikzpicture}[shape aspect=.5]
+ \tikzset{every node/.style={cylinder,shape border rotate=90, draw,fill=gray!25}}
+ \node at (1.5,0) {\shortstack{{{\tiny Database}}}};
+ \end{tikzpicture}
+ }}
+ \newinst[1]{exchange}{\shortstack{Taler (exchange) \\
+ \\ \begin{tikzpicture}[shape aspect=.5]
+ \tikzset{every node/.style={cylinder,shape border rotate=90, draw,fill=gray!25}}
+ \node at (1.5,0) {\shortstack{{{\tiny Database}}}};
+ \end{tikzpicture}
+ }}
+ \newinst[1]{bank}{\shortstack{Merchant bank \\
+ \\ \begin{tikzpicture}
+ \node [fill=gray!20,draw=black,thick,align=center] {Commercial \\ Accounts};
+ \end{tikzpicture}
+ }}
+ \postlevel
+ \mess[0]{wallet}{Browse catalog}{merchant}
+ \mess[0]{merchant}{Commercial offer}{wallet}
+ \begin{callself}{wallet}{Review offer}{}
+ \end{callself}
+ \mess[0]{wallet}{Send payment {(Coins)}}{merchant}
+ \mess[0]{merchant}{Deposit {(Coins)}}{exchange}
+ \begin{sdblock}{Acceptable account?}{}
+ \mess[0]{exchange}{{Refuse deposit}}{merchant}
+ \mess[0]{merchant}{{Refund purchase}}{wallet}
+ \end{sdblock}
+ \mess[0]{exchange}{{Confirm deposit}}{merchant}
+ \mess[0]{merchant}{Fulfill order}{wallet}
+ \begin{callself}{exchange}{Aggregate transactions}{}
+ \end{callself}
+ \begin{sdblock}{KYC/AML required?}{}
+ \begin{callself}{exchange}{Figures~\ref{fig:proc:kyc}, \ref{fig:proc:aml}}{}
+ \end{callself}
+ \end{sdblock}
+ \mess[0]{exchange}{{Initiate transfer}}{bank}
+ \end{sequencediagram}
+ \caption{Deposit interactions between customer, merchant,
+ Taler exchange (payment service provider) and merchant bank.}
+ \label{fig:int:pay}
+\end{figure}
+
+{\bf Internal note:} The exchange refusing a deposit immediately based on
+unaccaptable merchant accounts may not be fully implemented (this is a very
+recent feature, after all); especially the merchant then automatically
+refunding the purchase to the customer is certainly missing. However,
+the entire situation only arises when a merchant is incorrectly configured
+and in violation of the terms of service.