introduce refund fee

18 files changed, 144 insertions, 42 deletions

diff --git a/contrib/exchange-template/config/exchange-keyup.conf b/contrib/exchange-template/config/exchange-keyup.conf
index 7eebfe975..382e121ce 100644
--- a/contrib/exchange-template/config/exchange-keyup.conf
+++ b/contrib/exchange-template/config/exchange-keyup.conf
@@ -28,6 +28,7 @@ duration_legal = 3 years
 fee_withdraw = EUR:0.01
 fee_deposit = EUR:0.01
 fee_refresh = EUR:0.01
+fee_refund = EUR:0.01
 rsa_keysize = 1024
 
 [coin_eur_5]
@@ -39,6 +40,7 @@ duration_legal = 3 years
 fee_withdraw = EUR:0.01
 fee_deposit = EUR:0.01
 fee_refresh = EUR:0.01
+fee_refund = EUR:0.01
 rsa_keysize = 1024
 
 [coin_eur_10]
@@ -50,6 +52,7 @@ duration_legal = 3 years
 fee_withdraw = EUR:0.01
 fee_deposit = EUR:0.01
 fee_refresh = EUR:0.01
+fee_refund = EUR:0.01
 rsa_keysize = 1024
 
 [coin_eur_1000]
@@ -61,4 +64,5 @@ duration_legal = 3 years
 fee_withdraw = EUR:0.01
 fee_deposit = EUR:0.01
 fee_refresh = EUR:0.01
+fee_refund = EUR:0.01
 rsa_keysize = 2048
diff --git a/doc/taler.conf.5 b/doc/taler.conf.5
index 1d03927ea..7d9a4e92a 100644
--- a/doc/taler.conf.5
+++ b/doc/taler.conf.5
@@ -67,6 +67,8 @@ The following options must be in sections starting with "[coin_]" and are used b
     What fee is charged for depositing?
 .IP FEE_REFRESH
     What fee is charged for refreshing?
+.IP FEE_REFUND
+    What fee is charged for refunds? When a coin is refunded, the deposit fee is returned. Instead, the refund fee is charged to the customer.
 .IP RSA_KEYSIZE
     What is the RSA keysize modulos (in bits)?
 
diff --git a/src/bank-lib/test_bank_api.c b/src/bank-lib/test_bank_api.c
index 1b695f457..fe02fb8e5 100644
--- a/src/bank-lib/test_bank_api.c
+++ b/src/bank-lib/test_bank_api.c
@@ -520,7 +520,8 @@ main (int argc,
                                    NULL, NULL, NULL,
                                    "taler-bank-manage",
                                    "taler-bank-manage",
-                                   "serve-http", "--port", "8081",
+                                   "serve-http",
+				   "--port", "8081",
                                    NULL);
   if (NULL == bankd)
   {
diff --git a/src/exchange-lib/exchange_api_handle.c b/src/exchange-lib/exchange_api_handle.c
index bd4746565..47658052d 100644
--- a/src/exchange-lib/exchange_api_handle.c
+++ b/src/exchange-lib/exchange_api_handle.c
@@ -253,29 +253,32 @@ parse_json_denomkey (struct TALER_EXCHANGE_DenomPublicKey *denom_key,
   struct TALER_Amount fee_withdraw;
   struct TALER_Amount fee_deposit;
   struct TALER_Amount fee_refresh;
+  struct TALER_Amount fee_refund;
   struct TALER_DenominationKeyValidityPS denom_key_issue;
   struct GNUNET_CRYPTO_RsaPublicKey *pk;
   struct GNUNET_CRYPTO_EddsaSignature sig;
 
   struct GNUNET_JSON_Specification spec[] = {
     GNUNET_JSON_spec_fixed_auto ("master_sig",
-                         &sig),
+				 &sig),
     GNUNET_JSON_spec_absolute_time ("stamp_expire_deposit",
-                            &deposit_valid_until),
+				    &deposit_valid_until),
     GNUNET_JSON_spec_absolute_time ("stamp_expire_withdraw",
-                            &withdraw_valid_until),
+				    &withdraw_valid_until),
     GNUNET_JSON_spec_absolute_time ("stamp_start",
-                            &valid_from),
+				    &valid_from),
     GNUNET_JSON_spec_absolute_time ("stamp_expire_legal",
-                            &expire_legal),
+				    &expire_legal),
     TALER_JSON_spec_amount ("value",
-                     &value),
+			    &value),
     TALER_JSON_spec_amount ("fee_withdraw",
-                     &fee_withdraw),
+			    &fee_withdraw),
     TALER_JSON_spec_amount ("fee_deposit",
-                     &fee_deposit),
+			    &fee_deposit),
     TALER_JSON_spec_amount ("fee_refresh",
-                     &fee_refresh),
+			    &fee_refresh),
+    TALER_JSON_spec_amount ("fee_refund",
+			    &fee_refund),
     GNUNET_JSON_spec_rsa_public_key ("denom_pub",
                              &pk),
     GNUNET_JSON_spec_end()
@@ -309,6 +312,8 @@ parse_json_denomkey (struct TALER_EXCHANGE_DenomPublicKey *denom_key,
                      &fee_deposit);
   TALER_amount_hton (&denom_key_issue.fee_refresh,
                      &fee_refresh);
+  TALER_amount_hton (&denom_key_issue.fee_refund,
+                     &fee_refund);
   EXITIF (GNUNET_SYSERR ==
           GNUNET_CRYPTO_eddsa_verify (TALER_SIGNATURE_MASTER_DENOMINATION_KEY_VALIDITY,
                                       &denom_key_issue.purpose,
@@ -327,6 +332,7 @@ parse_json_denomkey (struct TALER_EXCHANGE_DenomPublicKey *denom_key,
   denom_key->fee_withdraw = fee_withdraw;
   denom_key->fee_deposit = fee_deposit;
   denom_key->fee_refresh = fee_refresh;
+  denom_key->fee_refund = fee_refund;
   return GNUNET_OK;
 
  EXITIF_exit:
@@ -435,6 +441,8 @@ parse_json_auditor (struct TALER_EXCHANGE_AuditorInformation *auditor,
                        &dk->fee_deposit);
     TALER_amount_hton (&kv.fee_refresh,
                        &dk->fee_refresh);
+    TALER_amount_hton (&kv.fee_refund,
+                       &dk->fee_refund);
     kv.denom_hash = dk->h_key;
     if (GNUNET_OK !=
         GNUNET_CRYPTO_eddsa_verify (TALER_SIGNATURE_AUDITOR_EXCHANGE_KEYS,
diff --git a/src/exchange-lib/test_exchange_api.conf b/src/exchange-lib/test_exchange_api.conf
index 281ac7361..e7d849bc3 100644
--- a/src/exchange-lib/test_exchange_api.conf
+++ b/src/exchange-lib/test_exchange_api.conf
@@ -48,6 +48,7 @@ duration_legal = 3 years
 fee_withdraw = EUR:0.00
 fee_deposit = EUR:0.00
 fee_refresh = EUR:0.01
+fee_refund = EUR:0.01
 rsa_keysize = 1024
 
 [coin_eur_ct_10]
@@ -59,6 +60,7 @@ duration_legal = 3 years
 fee_withdraw = EUR:0.01
 fee_deposit = EUR:0.01
 fee_refresh = EUR:0.03
+fee_refund = EUR:0.01
 rsa_keysize = 1024
 
 [coin_eur_1]
@@ -70,6 +72,7 @@ duration_legal = 3 years
 fee_withdraw = EUR:0.01
 fee_deposit = EUR:0.01
 fee_refresh = EUR:0.03
+fee_refund = EUR:0.01
 rsa_keysize = 1024
 
 [coin_eur_5]
@@ -81,6 +84,7 @@ duration_legal = 3 years
 fee_withdraw = EUR:0.01
 fee_deposit = EUR:0.01
 fee_refresh = EUR:0.03
+fee_refund = EUR:0.01
 rsa_keysize = 1024
 
 [coin_eur_10]
@@ -92,4 +96,5 @@ duration_legal = 3 years
 fee_withdraw = EUR:0.01
 fee_deposit = EUR:0.01
 fee_refresh = EUR:0.03
+fee_refund = EUR:0.01
 rsa_keysize = 1024
diff --git a/src/exchange-tools/coins.conf b/src/exchange-tools/coins.conf
index 90bf7064c..a0a160773 100644
--- a/src/exchange-tools/coins.conf
+++ b/src/exchange-tools/coins.conf
@@ -22,4 +22,5 @@
 # fee_withdraw = EUR:0.00
 # fee_deposit = EUR:0.00
 # fee_refresh = EUR:0.01
+# fee_refund = EUR:0.01
 # rsa_keysize = 1024
diff --git a/src/exchange-tools/taler-auditor-sign.c b/src/exchange-tools/taler-auditor-sign.c
index d5a3a9403..71c80f5ee 100644
--- a/src/exchange-tools/taler-auditor-sign.c
+++ b/src/exchange-tools/taler-auditor-sign.c
@@ -103,6 +103,12 @@ print_dk (const struct TALER_DenominationKeyValidityPS *dk)
            "Refresh fee: %s\n",
            s = TALER_amount_to_string (&a));
   GNUNET_free (s);
+  TALER_amount_ntoh (&a,
+                     &dk->fee_refund);
+  fprintf (stdout,
+           "Refund fee: %s\n",
+           s = TALER_amount_to_string (&a));
+  GNUNET_free (s);
 
   fprintf (stdout,
            "Validity start time: %s\n",
diff --git a/src/exchange-tools/taler-exchange-keyup.c b/src/exchange-tools/taler-exchange-keyup.c
index 312b4010e..0cd9a30ca 100644
--- a/src/exchange-tools/taler-exchange-keyup.c
+++ b/src/exchange-tools/taler-exchange-keyup.c
@@ -79,6 +79,11 @@ struct CoinTypeNBOP
   struct TALER_AmountNBO fee_refresh;
 
   /**
+   * What is the fee charged for refunds?
+   */
+  struct TALER_AmountNBO fee_refund;
+
+  /**
    * Key size in NBO.
    */
   uint32_t rsa_keysize;
@@ -141,6 +146,11 @@ struct CoinTypeParams
   struct TALER_Amount fee_refresh;
 
   /**
+   * What is the fee charged for refunds?
+   */
+  struct TALER_Amount fee_refund;
+
+  /**
    * Time at which this coin is supposed to become valid.
    */
   struct GNUNET_TIME_Absolute anchor;
@@ -261,6 +271,8 @@ hash_coin_type (const struct CoinTypeParams *p,
                      &p->fee_deposit);
   TALER_amount_hton (&p_nbo.fee_refresh,
                      &p->fee_refresh);
+  TALER_amount_hton (&p_nbo.fee_refund,
+                     &p->fee_refund);
   p_nbo.rsa_keysize = htonl (p->rsa_keysize);
   GNUNET_CRYPTO_hash (&p_nbo,
                       sizeof (struct CoinTypeNBOP),
@@ -707,6 +719,17 @@ get_cointype_params (const char *ct,
                                "fee_refresh");
     return GNUNET_SYSERR;
   }
+  if (GNUNET_OK !=
+      TALER_config_get_denom (kcfg,
+                              ct,
+                              "fee_refund",
+                              &params->fee_refund))
+  {
+    GNUNET_log_config_missing (GNUNET_ERROR_TYPE_ERROR,
+                               ct,
+                               "fee_refund");
+    return GNUNET_SYSERR;
+  }
 
   dir = get_cointype_dir (params);
   get_anchor (dir,
@@ -756,6 +779,8 @@ create_denomkey_issue (const struct CoinTypeParams *params,
                      &params->fee_deposit);
   TALER_amount_hton (&dki->issue.properties.fee_refresh,
                      &params->fee_refresh);
+  TALER_amount_hton (&dki->issue.properties.fee_refund,
+                     &params->fee_refund);
   dki->issue.properties.purpose.purpose
     = htonl (TALER_SIGNATURE_MASTER_DENOMINATION_KEY_VALIDITY);
   dki->issue.properties.purpose.size
@@ -776,7 +801,7 @@ create_denomkey_issue (const struct CoinTypeParams *params,
  */
 static void
 exchange_keys_update_cointype (void *cls,
-                           const char *coin_alias)
+			       const char *coin_alias)
 {
   int *ret = cls;
   struct CoinTypeParams p;
diff --git a/src/exchange/taler-exchange-httpd_keystate.c b/src/exchange/taler-exchange-httpd_keystate.c
index c9db50895..e16d3a62e 100644
--- a/src/exchange/taler-exchange-httpd_keystate.c
+++ b/src/exchange/taler-exchange-httpd_keystate.c
@@ -133,6 +133,7 @@ denom_key_issue_to_json (const struct TALER_DenominationPublicKey *pk,
   struct TALER_Amount fee_withdraw;
   struct TALER_Amount fee_deposit;
   struct TALER_Amount fee_refresh;
+  struct TALER_Amount fee_refund;
 
   TALER_amount_ntoh (&value,
                      &dki->properties.value);
@@ -142,8 +143,10 @@ denom_key_issue_to_json (const struct TALER_DenominationPublicKey *pk,
                      &dki->properties.fee_deposit);
   TALER_amount_ntoh (&fee_refresh,
                      &dki->properties.fee_refresh);
+  TALER_amount_ntoh (&fee_refund,
+                     &dki->properties.fee_refund);
   return
-    json_pack ("{s:o, s:o, s:o, s:o, s:o, s:o, s:o, s:o, s:o, s:o}",
+    json_pack ("{s:o, s:o, s:o, s:o, s:o, s:o, s:o, s:o, s:o, s:o, s:o}",
                "master_sig",
                GNUNET_JSON_from_data (&dki->signature,
                                      sizeof (struct GNUNET_CRYPTO_EddsaSignature)),
@@ -164,7 +167,9 @@ denom_key_issue_to_json (const struct TALER_DenominationPublicKey *pk,
                "fee_deposit",
                TALER_JSON_from_amount (&fee_deposit),
                "fee_refresh",
-               TALER_JSON_from_amount (&fee_refresh));
+               TALER_JSON_from_amount (&fee_refresh),
+               "fee_refund",
+               TALER_JSON_from_amount (&fee_refund));
 }
 
 
diff --git a/src/exchange/test_taler_exchange_aggregator.c b/src/exchange/test_taler_exchange_aggregator.c
index 54d63a461..e4ca89c77 100644
--- a/src/exchange/test_taler_exchange_aggregator.c
+++ b/src/exchange/test_taler_exchange_aggregator.c
@@ -359,6 +359,9 @@ fake_issue (struct TALER_EXCHANGEDB_DenominationKeyInformationP *issue)
   GNUNET_assert (GNUNET_OK ==
                  TALER_string_to_amount_nbo ("EUR:0.1",
                                              &issue->properties.fee_refresh));
+  GNUNET_assert (GNUNET_OK ==
+                 TALER_string_to_amount_nbo ("EUR:0.1",
+                                             &issue->properties.fee_refund));
 }
 
 
diff --git a/src/exchange/test_taler_exchange_httpd.conf b/src/exchange/test_taler_exchange_httpd.conf
index 5b49c0824..612d9f4d4 100644
--- a/src/exchange/test_taler_exchange_httpd.conf
+++ b/src/exchange/test_taler_exchange_httpd.conf
@@ -50,6 +50,7 @@ duration_legal = 3 years
 fee_withdraw = EUR:0.00
 fee_deposit = EUR:0.00
 fee_refresh = EUR:0.01
+fee_refund = EUR:0.01
 rsa_keysize = 1024
 
 [coin_eur_ct_10]
@@ -61,6 +62,7 @@ duration_legal = 3 years
 fee_withdraw = EUR:0.01
 fee_deposit = EUR:0.01
 fee_refresh = EUR:0.03
+fee_refund = EUR:0.01
 rsa_keysize = 1024
 
 [coin_eur_1]
@@ -72,4 +74,5 @@ duration_legal = 3 years
 fee_withdraw = EUR:0.01
 fee_deposit = EUR:0.01
 fee_refresh = EUR:0.03
+fee_refund = EUR:0.01
 rsa_keysize = 1024
diff --git a/src/exchangedb/perf_taler_exchangedb.c b/src/exchangedb/perf_taler_exchangedb.c
index 6ff7f5331..bac8f4cb8 100644
--- a/src/exchangedb/perf_taler_exchangedb.c
+++ b/src/exchangedb/perf_taler_exchangedb.c
@@ -1,6 +1,6 @@
 /*
    This file is part of TALER
-   Copyright (C) 2014, 2015 GNUnet e.V.
+   Copyright (C) 2014, 2015, 2016 Inria and GNUnet e.V.
 
    TALER is free software; you can redistribute it and/or modify it under the
    terms of the GNU General Public License as published by the Free Software
@@ -17,6 +17,7 @@
  * @file exchangedb/perf_taler_exchangedb.c
  * @brief Exchange database performance analysis
  * @author Nicolas Fournier
+ * @author Christian Grothoff
  */
 #include "platform.h"
 #include "perf_taler_exchangedb_interpreter.h"
diff --git a/src/exchangedb/perf_taler_exchangedb_init.c b/src/exchangedb/perf_taler_exchangedb_init.c
index 516f3ea58..67ac56c77 100644
--- a/src/exchangedb/perf_taler_exchangedb_init.c
+++ b/src/exchangedb/perf_taler_exchangedb_init.c
@@ -1,6 +1,6 @@
 /*
    This file is part of TALER
-   Copyright (C) 2014, 2015 GNUnet e.V.
+   Copyright (C) 2014, 2015, 2016 Inria & GNUnet e.V.
 
    TALER is free software; you can redistribute it and/or modify it under the
    terms of the GNU General Public License as published by the Free Software
@@ -17,6 +17,7 @@
  * @file exchangedb/perf_taler_exchangedb_init.c
  * @brief Interpreter library for exchange database performance analysis
  * @author Nicolas Fournier
+ * @author Christian Grothoff
  */
 #include "platform.h"
 #include "perf_taler_exchangedb_init.h"
@@ -75,6 +76,7 @@ PERF_TALER_EXCHANGEDB_denomination_init ()
       TALER_amount_hton (&properties.fee_withdraw, &amount);
       TALER_amount_hton (&properties.fee_deposit, &amount);
       TALER_amount_hton (&properties.fee_refresh, &amount);
+      TALER_amount_hton (&properties.fee_refund, &amount);
       GNUNET_CRYPTO_rsa_public_key_hash (denom_pub.rsa_public_key,
                                          &properties.denom_hash);
       issue.properties = properties;
diff --git a/src/exchangedb/perf_taler_exchangedb_init.h b/src/exchangedb/perf_taler_exchangedb_init.h
index 0ff074108..2021023a1 100644
--- a/src/exchangedb/perf_taler_exchangedb_init.h
+++ b/src/exchangedb/perf_taler_exchangedb_init.h
@@ -79,8 +79,7 @@ PERF_TALER_EXCHANGEDB_denomination_init (void);
  * @return a copy of @a deposit; NULL if error
  */
 struct TALER_EXCHANGEDB_DenominationKeyIssueInformation *
-PERF_TALER_EXCHANGEDB_denomination_copy (
-  const struct TALER_EXCHANGEDB_DenominationKeyIssueInformation *dki);
+PERF_TALER_EXCHANGEDB_denomination_copy (const struct TALER_EXCHANGEDB_DenominationKeyIssueInformation *dki);
 
 
 /**
@@ -88,8 +87,7 @@ PERF_TALER_EXCHANGEDB_denomination_copy (
  * @param dki pointer to the struct to free
  */
 int
-PERF_TALER_EXCHANGEDB_denomination_free (
-  struct TALER_EXCHANGEDB_DenominationKeyIssueInformation *dki);
+PERF_TALER_EXCHANGEDB_denomination_free (struct TALER_EXCHANGEDB_DenominationKeyIssueInformation *dki);
 
 
 /**
@@ -122,8 +120,7 @@ PERF_TALER_EXCHANGEDB_reserve_free (struct PERF_TALER_EXCHANGEDB_Reserve *reserv
  * @param dki the denomination key used to sign the key
  */
 struct TALER_EXCHANGEDB_Deposit *
-PERF_TALER_EXCHANGEDB_deposit_init (
-  const struct PERF_TALER_EXCHANGEDB_Coin *coin);
+PERF_TALER_EXCHANGEDB_deposit_init (const struct PERF_TALER_EXCHANGEDB_Coin *coin);
 
 
 /**
@@ -150,9 +147,8 @@ PERF_TALER_EXCHANGEDB_deposit_free (struct TALER_EXCHANGEDB_Deposit *deposit);
  * @return a randomly generated CollectableBlindcoin
  */
 struct PERF_TALER_EXCHANGEDB_Coin *
-PERF_TALER_EXCHANGEDB_coin_init (
-  const struct TALER_EXCHANGEDB_DenominationKeyIssueInformation *dki,
-  const struct PERF_TALER_EXCHANGEDB_Reserve *reserve);
+PERF_TALER_EXCHANGEDB_coin_init (const struct TALER_EXCHANGEDB_DenominationKeyIssueInformation *dki,
+				 const struct PERF_TALER_EXCHANGEDB_Reserve *reserve);
 
 
 /**
@@ -161,8 +157,7 @@ PERF_TALER_EXCHANGEDB_coin_init (
  * @return a copy of coin; NULL if error
  */
 struct PERF_TALER_EXCHANGEDB_Coin *
-PERF_TALER_EXCHANGEDB_coin_copy (
-  const struct PERF_TALER_EXCHANGEDB_Coin *coin);
+PERF_TALER_EXCHANGEDB_coin_copy (const struct PERF_TALER_EXCHANGEDB_Coin *coin);
 
 
 /**
@@ -170,8 +165,7 @@ PERF_TALER_EXCHANGEDB_coin_copy (
  * @param coin pointer to the structure to free
  */
 int
-PERF_TALER_EXCHANGEDB_coin_free (
-  struct PERF_TALER_EXCHANGEDB_Coin *coin);
+PERF_TALER_EXCHANGEDB_coin_free (struct PERF_TALER_EXCHANGEDB_Coin *coin);
 
 
 /**
@@ -186,15 +180,14 @@ PERF_TALER_EXCHANGEDB_refresh_session_init (void);
  */
 int
 PERF_TALER_EXCHANGEDB_refresh_session_copy (struct TALER_EXCHANGEDB_RefreshSession *session, 
-                                        struct TALER_EXCHANGEDB_RefreshSession *copy);
+					    struct TALER_EXCHANGEDB_RefreshSession *copy);
 
 
 /**
  * Frees memory of a refresh_session
  */
 int
-PERF_TALER_EXCHANGEDB_refresh_session_free (
-  struct TALER_EXCHANGEDB_RefreshSession *refresh_session);
+PERF_TALER_EXCHANGEDB_refresh_session_free (struct TALER_EXCHANGEDB_RefreshSession *refresh_session);
 
 
 /**
diff --git a/src/exchangedb/plugin_exchangedb_postgres.c b/src/exchangedb/plugin_exchangedb_postgres.c
index 092aebc48..d69fa7d61 100644
--- a/src/exchangedb/plugin_exchangedb_postgres.c
+++ b/src/exchangedb/plugin_exchangedb_postgres.c
@@ -272,6 +272,9 @@ postgres_create_tables (void *cls,
            ",fee_refresh_val INT8 NOT NULL"
            ",fee_refresh_frac INT4 NOT NULL"
            ",fee_refresh_curr VARCHAR("TALER_CURRENCY_LEN_STR") NOT NULL"
+           ",fee_refund_val INT8 NOT NULL"
+           ",fee_refund_frac INT4 NOT NULL"
+           ",fee_refund_curr VARCHAR("TALER_CURRENCY_LEN_STR") NOT NULL"
            ")");
   /* reserves table is for summarization of a reserve.  It is updated when new
      funds are added and existing funds are withdrawn.  The 'expiration_date'
@@ -544,10 +547,14 @@ postgres_prepare (PGconn *db_conn)
            ",fee_refresh_val"
            ",fee_refresh_frac"
            ",fee_refresh_curr" /* must match coin_curr */
+           ",fee_refund_val"
+           ",fee_refund_frac"
+           ",fee_refund_curr" /* must match coin_curr */
            ") VALUES "
            "($1, $2, $3, $4, $5, $6, $7, $8, $9, $10,"
-           " $11, $12, $13, $14, $15, $16, $17, $18, $19);",
-           19, NULL);
+           " $11, $12, $13, $14, $15, $16, $17, $18,"
+	   " $19, $20, $21, $22);",
+           22, NULL);
 
   /* Used in #postgres_get_denomination_info() */
   PREPARE ("denomination_get",
@@ -570,6 +577,9 @@ postgres_prepare (PGconn *db_conn)
            ",fee_refresh_val"
            ",fee_refresh_frac"
            ",fee_refresh_curr" /* must match coin_curr */
+           ",fee_refund_val"
+           ",fee_refund_frac"
+           ",fee_refund_curr" /* must match coin_curr */
            " FROM denominations"
            " WHERE pub=$1;",
            1, NULL);
@@ -1378,6 +1388,7 @@ postgres_insert_denomination_info (void *cls,
     TALER_PQ_query_param_amount_nbo (&issue->properties.fee_withdraw),
     TALER_PQ_query_param_amount_nbo (&issue->properties.fee_deposit),
     TALER_PQ_query_param_amount_nbo (&issue->properties.fee_refresh),
+    TALER_PQ_query_param_amount_nbo (&issue->properties.fee_refund),
     GNUNET_PQ_query_param_end
   };
   /* check fees match coin currency */
@@ -1390,6 +1401,9 @@ postgres_insert_denomination_info (void *cls,
   GNUNET_assert (GNUNET_YES ==
                  TALER_amount_cmp_currency_nbo (&issue->properties.value,
                                                 &issue->properties.fee_refresh));
+  GNUNET_assert (GNUNET_YES ==
+                 TALER_amount_cmp_currency_nbo (&issue->properties.value,
+                                                &issue->properties.fee_refund));
 
   result = GNUNET_PQ_exec_prepared (session->conn,
                                    "denomination_insert",
@@ -1476,6 +1490,8 @@ postgres_get_denomination_info (void *cls,
                                        &issue->properties.fee_deposit),
       TALER_PQ_result_spec_amount_nbo ("fee_refresh",
                                        &issue->properties.fee_refresh),
+      TALER_PQ_result_spec_amount_nbo ("fee_refund",
+                                       &issue->properties.fee_refund),
       GNUNET_PQ_result_spec_end
     };
 
diff --git a/src/exchangedb/test_exchangedb.c b/src/exchangedb/test_exchangedb.c
index f2c473fd9..3bb9b9f2c 100644
--- a/src/exchangedb/test_exchangedb.c
+++ b/src/exchangedb/test_exchangedb.c
@@ -16,7 +16,8 @@
 /**
  * @file exchangedb/test_exchangedb.c
  * @brief test cases for DB interaction functions
- * @author Sree Harsha Totakura <sreeharsha@totakura.in>
+ * @author Sree Harsha Totakura
+ * @author Christian Grothoff
  */
 #include "platform.h"
 #include "taler_exchangedb_lib.h"
@@ -114,7 +115,8 @@ create_denom_key_pair (unsigned int size,
                        const struct TALER_Amount *value,
                        const struct TALER_Amount *fee_withdraw,
                        const struct TALER_Amount *fee_deposit,
-                       const struct TALER_Amount *fee_refresh)
+                       const struct TALER_Amount *fee_refresh,
+                       const struct TALER_Amount *fee_refund)
 {
   struct DenomKeyPair *dkp;
   struct TALER_EXCHANGEDB_DenominationKeyIssueInformation dki;
@@ -147,6 +149,7 @@ create_denom_key_pair (unsigned int size,
   TALER_amount_hton (&dki.issue.properties.fee_withdraw, fee_withdraw);
   TALER_amount_hton (&dki.issue.properties.fee_deposit, fee_deposit);
   TALER_amount_hton (&dki.issue.properties.fee_refresh, fee_refresh);
+  TALER_amount_hton (&dki.issue.properties.fee_refund, fee_refund);
   GNUNET_CRYPTO_rsa_public_key_hash (dkp->pub.rsa_public_key,
                                      &dki.issue.properties.denom_hash);
   if (GNUNET_OK !=
@@ -166,11 +169,11 @@ static struct TALER_Amount value;
 static struct TALER_Amount fee_withdraw;
 static struct TALER_Amount fee_deposit;
 static struct TALER_Amount fee_refresh;
+static struct TALER_Amount fee_refund;
 static struct TALER_Amount amount_with_fee;
 
 static void
-free_refresh_commit_coins_array(struct TALER_EXCHANGEDB_RefreshCommitCoin
-                                *commit_coins,
+free_refresh_commit_coins_array(struct TALER_EXCHANGEDB_RefreshCommitCoin *commit_coins,
                                 unsigned int size)
 {
   unsigned int cnt;
@@ -205,7 +208,7 @@ test_refresh_commit_coins (struct TALER_EXCHANGEDB_Session *session,
   uint16_t cnc_index;
   int ret;
 
-  #define COIN_ENC_MAX_SIZE 512
+#define COIN_ENC_MAX_SIZE 512
   ret = GNUNET_SYSERR;
   ret_commit_coins = NULL;
   commit_coins = GNUNET_new_array (MELT_NEW_COINS,
@@ -331,7 +334,8 @@ test_melting (struct TALER_EXCHANGEDB_Session *session)
                                &value,
                                &fee_withdraw,
                                &fee_deposit,
-                               &fee_refresh);
+                               &fee_refresh,
+			       &fee_refund);
   /* create MELT_OLD_COINS number of refresh melts */
   melts = GNUNET_new_array (MELT_OLD_COINS, struct TALER_EXCHANGEDB_RefreshMelt);
   for (cnt=0; cnt < MELT_OLD_COINS; cnt++)
@@ -394,7 +398,8 @@ test_melting (struct TALER_EXCHANGEDB_Session *session)
                                           &value,
                                           &fee_withdraw,
                                           &fee_deposit,
-                                          &fee_refresh);
+                                          &fee_refresh,
+					  &fee_refund);
     new_denom_pubs[cnt]=new_dkp[cnt]->pub;
   }
   FAILIF (GNUNET_OK != plugin->insert_refresh_order (plugin->cls,
@@ -684,6 +689,9 @@ run (void *cls)
                  TALER_string_to_amount (CURRENCY ":0.000010",
                                          &fee_refresh));
   GNUNET_assert (GNUNET_OK ==
+                 TALER_string_to_amount (CURRENCY ":0.000010",
+                                         &fee_refund));
+  GNUNET_assert (GNUNET_OK ==
                  TALER_string_to_amount (CURRENCY ":1.000010",
                                          &amount_with_fee));
 
@@ -723,7 +731,8 @@ run (void *cls)
                                &value,
                                &fee_withdraw,
                                &fee_deposit,
-                               &fee_refresh);
+                               &fee_refresh,
+			       &fee_refund);
   RND_BLK(&cbc.h_coin_envelope);
   RND_BLK(&cbc.reserve_sig);
   cbc.denom_pub = dkp->pub;
diff --git a/src/include/taler_exchange_service.h b/src/include/taler_exchange_service.h
index e52e94d9a..ffd420586 100644
--- a/src/include/taler_exchange_service.h
+++ b/src/include/taler_exchange_service.h
@@ -122,9 +122,14 @@ struct TALER_EXCHANGE_DenomPublicKey
   struct TALER_Amount fee_deposit;
 
   /**
-   *The applicable fee to melt/refresh a coin of this denomination
+   * The applicable fee to melt/refresh a coin of this denomination
    */
   struct TALER_Amount fee_refresh;
+
+  /**
+   * The applicable fee to refund a coin of this denomination
+   */
+  struct TALER_Amount fee_refund;
 };
 
 
diff --git a/src/include/taler_signatures.h b/src/include/taler_signatures.h
index bd892e793..154e11610 100644
--- a/src/include/taler_signatures.h
+++ b/src/include/taler_signatures.h
@@ -640,6 +640,13 @@ struct TALER_DenominationKeyValidityPS
   struct TALER_AmountNBO fee_refresh;
 
   /**
+   * The fee the exchange charges when a coin of this type is refunded.
+   * (can be zero).  Note that refund fees are charged to the customer;
+   * if a refund is given, the deposit fee is also refunded.
+   */
+  struct TALER_AmountNBO fee_refund;
+
+  /**
    * Hash code of the denomination public key. (Used to avoid having
    * the variable-size RSA key in this struct.)
    */
@@ -736,6 +743,12 @@ struct TALER_ExchangeKeyValidityPS
   struct TALER_AmountNBO fee_refresh;
 
   /**
+   * The fee the exchange charges when a coin of this type is refreshed.
+   * (can be zero).
+   */
+  struct TALER_AmountNBO fee_refund;
+
+  /**
    * Hash code of the denomination public key. (Used to avoid having
    * the variable-size RSA key in this struct.)
    */