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+Wallet
+------
+
+- The `-walletrbf` startup option will now default to `true`. The
+ wallet will now default to opt-in RBF on transactions that it creates.
+
+Updated RPCs
+------------
+
+- The `replaceable` option for the `createrawtransaction` and
+ `createpsbt` RPCs will now default to `true`. Transactions created
+ with these RPCs will default to having opt-in RBF enabled.