Merge bitcoin/bitcoin#23349: util: Use FEATURE_LATEST for wallets created with bitcoin-wallet

5b6b5ef5d178bea3c1b2f21e3bd05186312ea191 util: Use FEATURE_LATEST for wallets created with bitcoin-wallet (Hennadii Stepanov)

Pull request description:

  Since the 49d2374acf5845c5f760b5fd241482f292164147 commit was athored by **jonasschnelli** in 2016, the wallet version was bumped twice: in 2017 (bitcoin/bitcoin#11250) and in 2018 (bitcoin/bitcoin#12560).

  This PR bumps the version of wallets created with `bitcoin-wallet` offline tool.

  On master (04437ee721e66a7b76bef5ec2f88dd1efcd03b84) -- `"walletversion": 139900`:
  ```
  $ src/bitcoin-wallet -signet -wallet=211025-test-master create
  Topping up keypool...
  Wallet info
  ===========
  Name: 211025-test-master
  Format: sqlite
  Descriptors: yes
  Encrypted: no
  HD (hd seed available): yes
  Keypool Size: 6000
  Transactions: 0
  Address Book: 0
  $ src/bitcoin-cli -signet -rpcwallet=211025-test-master getwalletinfo
  {
    "walletname": "211025-test-master",
    "walletversion": 139900,
    "format": "sqlite",
    "balance": 0.00000000,
    "unconfirmed_balance": 0.00000000,
    "immature_balance": 0.00000000,
    "txcount": 0,
    "keypoolsize": 3000,
    "keypoolsize_hd_internal": 3000,
    "paytxfee": 0.00000000,
    "private_keys_enabled": true,
    "avoid_reuse": false,
    "scanning": false,
    "descriptors": true
  }
  ```

  With this PR -- `"walletversion": 169900`:
  ```
  $ src/bitcoin-wallet -signet -wallet=211025-test-pr create
  Topping up keypool...
  Wallet info
  ===========
  Name: 211025-test-pr
  Format: sqlite
  Descriptors: yes
  Encrypted: no
  HD (hd seed available): yes
  Keypool Size: 6000
  Transactions: 0
  Address Book: 0
  $ src/bitcoin-cli -signet -rpcwallet=211025-test-pr getwalletinfo
  {
    "walletname": "211025-test-pr",
    "walletversion": 169900,
    "format": "sqlite",
    "balance": 0.00000000,
    "unconfirmed_balance": 0.00000000,
    "immature_balance": 0.00000000,
    "txcount": 0,
    "keypoolsize": 3000,
    "keypoolsize_hd_internal": 3000,
    "paytxfee": 0.00000000,
    "private_keys_enabled": true,
    "avoid_reuse": false,
    "scanning": false,
    "descriptors": true
  }
  ```

ACKs for top commit:
  lsilva01:
    Code Review ACK 5b6b5ef
  stratospher:
    ACK 5b6b5ef.
  rajarshimaitra:
    ACK https://github.com/bitcoin/bitcoin/pull/23349/commits/5b6b5ef5d178bea3c1b2f21e3bd05186312ea191
  meshcollider:
    Code review ACK 5b6b5ef5d178bea3c1b2f21e3bd05186312ea191

Tree-SHA512: 0221e76fa8f29037920d0a483c742bf270ecaead45f30230943b78775aaea63ac052e43fe712d15c2326e515dea2d2ac82de0924882598421c1874f2e6f442a6

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