Merge bitcoin/bitcoin#22310: test: Add functional test for replacement relay fee check

c4ddee64c7f80eee05a95116ef1b1dc8a7601183 test: Add test for replacement relay fee check (Antoine Riard)

Pull request description:

  This PR adds rename the `reject_reason` of our implementation of BIP125 rule 4 and adds missing functional test coverage. Note, `insufficient fee` is already the `reject_reason` of few others `PreChecks` replacement checks and as such might be confusing.

  > The replacement transaction must also pay for its own bandwidth at or above the rate set by the node's minimum relay fee setting. For example, if the minimum relay fee is 1 satoshi/byte and the replacement transaction is 500 bytes total, then the replacement must pay a fee at least 500 satoshis higher than the sum of the originals.

  ```
          // Finally in addition to paying more fees than the conflicts the
          // new transaction must pay for its own bandwidth.
          CAmount nDeltaFees = nModifiedFees - nConflictingFees;
          if (nDeltaFees < ::incrementalRelayFee.GetFee(nSize))
          {
              return state.Invalid(TxValidationResult::TX_MEMPOOL_POLICY, "insufficient fee",
                      strprintf("rejecting replacement %s, not enough additional fees to relay; %s < %s",
                          hash.ToString(),
                          FormatMoney(nDeltaFees),
                          FormatMoney(::incrementalRelayFee.GetFee(nSize))));
          }
  ```

ACKs for top commit:
  MarcoFalke:
    cr ACK c4ddee64c7f80eee05a95116ef1b1dc8a7601183
  glozow:
    ACK c4ddee6, one small suggestion if you retouch.

Tree-SHA512: 7c5d1065db6e6fe57a9f083bf051a7a55eb9892de3a2888679d4a6853491608c93b6e35887ef383a9988d14713fa13a0b1d6134b7354af5fd54765f0d4e98568

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